Although federal law (the Consolidated Omnibus Budget Reconciliation Act of 1985 “COBRA”) dictates that you may continue health insurance coverage for 36 months under your former spouse’s health insurance plan with his/her employer, you should not rely on COBRA coverage long term due to the high cost of this type of health insurance coverage.
You should start doing your “homework” as soon as possible for available options for health insurance coverage that may be less expensive. Your best option should be through your employer’s health insurance plan. If not employed, you may have options under the Affordable Care Act or Medicaid (if you qualify). Options for health insurance coverage may also be available to you through organizations or memberships with which you are involved.
Make sure your children have access to health insurance coverage as well. Health insurance coverage for your children almost always is part of the temporary and final orders of the divorce court.
Have questions? The attorneys at Bailey & Gunderson, with offices in Norwood and Western Hills, can assist you. If you should have any questions, please call us at 513-631-0022.
